Build real-world financial skills in 10-30 minutes
Practical financial skill building toolkits, created by Manu Indrayan, IIM Bangalore & BITS Pilani alumnus.
Build skills not taught in college
Choose your learning pathway
Personal finance
Build lifelong money confidence by learning to budget, save, invest, manage risk, and make smart financial decisions for a secure future
Business finance
Gain practical financial skills to read statements, manage cash flows, assess performance, and ensure your business operates profitably and sustainably
Start-up finance
A practical toolkit that guides you from idea generation to business launch and simplifies every stage of building a successful, scalable venture
Toolkit based approach
Quick learning framework
Real world skills
Quick Learning toolkits
Personal finance
Business Finance
Start-up finance
Retail business finance
A unique learning platform offering practical financial skills for the 21st century - What they don't teach you at business schools
Personal Finance
- Learn budgeting, saving, investing, credit, loans, and banking exactly as they work in the real world.
- Tools and checklists to build discipline, manage cashflow, and avoid common money traps.
- Understand mutual funds, compounding, risk, SIPs, and wealth creation with zero jargon.
- Gives you confidence to manage your own finances from day one.
Business Finance
- Finance Basics like revenue, cost and capital made simple
- Read a P&L, Balance sheet and cash flow statements Like a PRO
- Use performance monitoring and ratio analysis to evaluate business success
- Master Your cash flow management to plan expenses, avoid shortfalls, and build sustainability
Start-up finance
Start-up finance- Walk through every step—from generating ideas to validating them, choosing a business structure, and launching with confidence.
- Estimate how much money you need, explore funding options, and prepare a solid pitch to raise capital the right way.
- Learn from a Real Entrepreneur – based on his 30-year journey by IIM-B alum Manu Indrayan
- Avoid costly mistakes with practical lessons which B-schools do not teach.
Meet the founder - Manu Indrayan
Manu Indrayan is a seasoned entrepreneur with over three decades of experience in building and scaling consumer-led businesses in India. An engineer from BITS Pilani and an MBA from IIM Bangalore, he began his career in financial consulting at Arthur Andersen before taking the entrepreneurial leap at just 24.
Since then, he has founded and led multiple ventures across manufacturing, early e-commerce, retail, and lifestyle brands—most notably co-founding 612 League, one of India’s pioneering kidswear brands.
Manu is also the founder of Urban Pilgrim, a wellness-led lifestyle venture created to bring mindful, everyday nourishment to urban consumers. In addition, he actively mentors Spring Soul, a contemporary women’s fashion label, where he guides the team on business modeling, pricing, and growth strategy.
Through Cohesive Minds, Manu brings this rich entrepreneurial journey full circle. He now mentors students, professionals, and early-stage founders—especially those building consumer, retail, and lifestyle ventures—by equipping them with practical financial skills, real-world business insights, and the ability to convert ideas into sustainable businesses.
His mission is to make financial literacy and entrepreneurial thinking accessible to everyone stepping into the future of work.
What Industry Experts have to say
Financial Services (Investment Banking)
"Understanding financial principles isn’t optional—it’s foundational. Whether you manage capital or pitch ideas, financial literacy is the language of decision-making."
— Rohit Malhotra, Managing Director, CapitalEdge Advisors
Retailing (Fashion & Consumer Brands)
"In retail, margins are thin and trends shift fast. Business survival depends on your ability to track finances and scale with agility."
— Anita Bhasin, CEO, Urban Vogue Collective
Manufacturing (Industrial Products)
"You can’t build anything sustainable without financial discipline. From procurement to pricing, every operational choice must be backed by sound fiscal judgment."
— Karan Sethi, COO, DeltaMach Engineering Pvt Ltd
Hear from our students
Explore the incredible advantages of enrolling in our courses and enhancing your skills.
''As someone with a design background stepping into the world of business, I always found finance intimidating. However, the Business Finance programs by Cohesive Minds changed everything for me. It broke down the concepts using simple language, real-life examples, and step-by-step toolkits''
Mohit Kumar
''I had a great business idea but zero clarity on how to fund it. The Start-up Funding course by Cohesive Minds was a game changer.
It demystified everything—from estimating how much money I actually needed to understanding the pros and cons of equity, debt, and bootstrapping.''
Payal Rastogi
''Before this course, I never really knew how to tell if a business—or even a project—was performing well financially.
The quick learning modules from Cohesive Minds gave me insights into assessing profitability, cash flows and financial health checks to ensure my business remains sustainable ''
Surendra Kumar
FAQ'S
What does Cohesive Minds offer?
Cohesive Minds now focuses on financial skill development through three structured verticals: Personal Finance (money management for individuals and students) Business Finance (financial skills for MSMEs, professionals & managers) Start-Up Launch (finance-led tools to validate, plan & structure a business idea) All modules are short, simplified, and designed for quick learning.
Who are these financial skill programs meant for ?
Our programs are designed for - Students entering college or early career, Working professionals seeking practical finance skills , MSMEs and small business owners, Early-stage entrepreneurs validating or launching an idea
No prior finance background is required.
What makes Cohesive Minds’ financial learning approach unique ?
We use a toolkit-based learning model—breaking down complex finance into simple steps, templates, and checklists. Every module is short, practical, and DIY-focused, helping you apply concepts instantly—without needing an MBA or accounting degree.
Are the modules theoretical or practical ?
They are 100% practical, simplified, and application-driven. Each module includes frameworks, examples, real business scenarios, and checklists to help you implement the learning immediately.
Are the programs short or long?
All modules are quick-learning programs—most can be completed in 5–20 minutes. The goal is to deliver high-impact concepts in the shortest possible time, suitable for today’s fast-paced learners.
Do I need prior financial knowledge to join?
No. All modules are designed for absolute beginners, yet powerful enough to help professionals, entrepreneurs, and students build strong financial skills from scratch.
How will these financial skills help me in real life?
You will be able to: Manage your money confidently ,Understand business reports & financial statements, Make informed investment and spending decisions, Validate business ideas with numbers, Build a financially sustainable start-up, Avoid common financial mistakes that lead to business failure
These are essential skills not taught in schools or colleges—but indispensable for life.